Personal Banking Solutions

Designed to simplify your life and secure your family's future.

Personal Checking Accounts

Choose the checking account that aligns with your financial habits. All checking accounts include a free debit card and online statements.

Account Features	Summit Choice Checking	Community First Checking	Prestige Interest Checking
Monthly Service Fee	$0.00	$5.00 (waived with direct deposit)	$12.00 (waived with $5,000 balance)
Minimum Opening Deposit	$25.00	$50.00	$100.00
ATM Fees (Non-BBB)	$2.50 per transaction	First 2 waived monthly	Unlimited fee rebates
Interest Earning	No	No	Yes (0.15% APY)

Checking Account Selector Wizard

Find the account that best matches your financial habits.

1. What is your typical average monthly balance?

2. Do you plan to set up monthly Direct Deposit?

3. How often do you use non-Big Beaver Bank ATMs?

Savings & Investment Programs

Preferred Savings

0.85% APY

Standard liquid savings built to store emergency funds. Minimum opening deposit of $50. No monthly fees if balance remains above $250.

Round-Up Savings

Auto-Transfer

Activate Round-Up Savings inside your portal. Every debit card purchase rounds to the nearest dollar, transferring the difference automatically to savings.

Fiduciary Certificates (CD)

4.25% APY (12-Month)

Secure high-yield returns with fixed-term CD options ranging from 6 to 60 months. Guaranteed interest returns on deposits starting at $1,000.

Mortgage Financing Center

Model your mortgage payment using our interactive interest calculator below, then submit a secure pre-qualification application.

Mortgage Payment Calculator

Purchase Price ($)

Annual Rate (%)

Mortgage Term

Principal & Interest Payment

$0.00

Principal $0.00

Interest Cost $0.00

Secure Pre-Qualification Form

Submit your details for a mortgage pre-qualification review. No impact to credit score.

Personal Digital Capabilities

BBB's personal portal provides robust tools to manage accounts and secure transactions.

Mobile Deposit Capture

Deposit checks using your mobile camera or dragging files into the portal. Features automatic image rotation and cropping validation.

Single Check Stops

Submit instant stop-payment orders. Lock single check serial numbers or blocks immediately, logging confirmations in the ledger.

eStatements & Tax Forms

Access up to 7 years of account statements. E-sign and submit W-9 taxpayer certifications, verifying your tax ID against check digits.